Wednesday, December 31, 2014

Identity theft: The new way to rob a bank

Why you want to read this:


It's good to keep things like this in mind, even if they happened nine years ago.  The message?  Protect your stamp!  Don't lose it!

Identity theft: The new way to rob a bank

By Jared Thorne and Andy Segal
CNN

Sunday, May 21, 2006

Identity thieves use fraudulent notary public stamps like this one to help in their scams.

HOUSTON, Texas (CNN) -- When Bank One notified Houston veterinarian Mike Janney that he owed $85,000 on his line of credit, he was stunned.

"I'm thinking, 'How can this be?' I've never even used this account," Janney told CNN.

Janney fell victim to fraud when a bank employee sold his personal information to an identity theft ring. His bank had to cover the loss, along with another $12 million stolen from other customer accounts during a two-year identity theft blitz that ended in 2002.

READ IT HERE!

Comments from the NNN Curator:

I found this story on Roger Rill's website for Ohio notaries public.  
 Happy NNN reading!  Brenda

Ohio Notary News by Roger Rill

The NNN Curator's friend Roger Rill in Ohio keeps a nice list of newsworthy notary items.

Check it out here.  (Hi, Roger!)


Notary Julie Dailey, (Enrolled Agent / IRS) hits Forbes *Must Follow on Twitter* List

Why you need to read this:  

Because the NNN Curator's notary friend made the list! (And, because Julie knows her stuff...notaries would do well to follow her Twitter feed!)

@KSTaxlady – Julie Dailey, E.A. – I’m an Enrolled Agent, a Notary, a fiscal conservative and a quilter. In other words, an analyzer, an ID verifier, a thinker & a comforter maker!

The 100 Must-Follow Tax Twitter Feeds

The new year is almost upon us. I’m sure that you have lots of things you hope to accomplish in 2015. Resolving to communicate better? Stay on top of all of the latest and greatest tax news? Network a little more?

I have just the thing: tax Twitter accounts to follow.

If you’re already on Twitter, the following list will make sense to you.

If you’re not already on Twitter, let me take a few words to explain to you how valuable Twitter can be. Twitter is a social media site without the bells and whistles (and weird pressure) of Facebook.

READ THE ENTIRE ARTICLE HERE.


Comments from your NNN Curator:


Congrats, Julie!

Happy New Year and happy NNN reading, Notaries Public of America!

Brenda

AZ SOS Notary News Page


Find AZ's Notary Law Updates here.

NotaryCam hopes to become the "Uber of Notaries Public"

Why is this important to notaries public?

NotaryCam hopes to become the "Uber of Notaries Public."  The concept of webcam notarization is alarming for several reasons.  Be sure to read comments by your curator (below).

Interview with Rick Triola of NotaryCam on Becoming the Uber of Notaries

When you think of cutting-edge technology, the age-old, bureaucratic necessity of document notarization probably doesn’t immediately spring to mind. However, NotaryCam is helping to bring document notarization into the digital age by offering customers the opportunity to have documents signed and notarized securely and in real-time – anywhere in the world. We had the chance to sit down with NotaryCam founder Rick Triola and learn about the origin of NotaryCam and his plans for the future of the company.

EQ: Can you give us a brief overview of NotaryCam and a little bit on the history of the service?
Triola: NotaryCam is the first global online notarization platform. My prior concentration focused on delivering a complete paperless and electronic real estate/mortgage transaction, from which we came to understand the notary as the integral trusted party in every single transaction (on average approximately eight notarizations per transaction to close.) Fast forward to July 1, 2012, when Virginia passed legislation for a remote video conference notarization, it allowed us to leapfrog over the lack of national notary standards. A certified e-notary in Virginia is now capable, through our secure platform, to notarize documents regardless of where the signer is, anytime and from anywhere.

READ MORE--but only after you read the comments below!


Comments from your News! Notary News! Curator:


Webcam notarizations have  been a concern to traditional notaries public and their positions in business and commerce since 2010. Is there a place for webcam notaries?  Sure.  They will work well for certain corporate transactions, government agencies, and other tightly controlled environments.


Problems with webcam notarization in mainstream business, real estate, and probate matters will develop. Forget about the dramatic scenario of "a gun held off camera to the head of the signer."


The larger concerns are:


(1) Third parties being involved in notarial acts.  When notarial acts are completed in this fashion, the transactions are no longer between the notary and the parties conducting business.  The platform providers (such as NotaryCam, for instance) also become involved.


(2) The venue stated on the notarial certificate no longer represents the location at which a notary and signer come together and complete a transaction.  The venue now indicates the location of the notary.  It doesn't take a Harvard lawyer to see how this changes the purpose of a venue statement on a notarial certificate or the impact it will have on matters of evidentiary importance in court cases.


(3) The security of journals is no longer within the control of a notary.  The information is shared with a platform provider.


While Virginia has put electronic webcam notarial laws in place, the rest of the U.S.A. (and, perhaps the world) has to wonder if legislators saw their progressive notarial laws becoming an enterprise for platform providers.


We will not see restrictions put on enterprising platform providers until a few transactions blow up in the faces of states outside of Virginia.  At that time, states' lawmakers will be forced to look at whether they will continue to accept notarizations produced by notaries in Virginia.

Happy NNN reading!  

Brenda


Credits:

Site: Equities dot com

Date: December 8, 2014 1:38PM

Deadline for lucrative state contract for notary processors nears and vendors fear loss of business


Note from News! Notary News! Curator:

Good morning, This issue began back in September, 2014 and I have followed it since the requests for bids went out.  The article I have posted below is not new news, but it is relevant and something to keep an eye on.
Happy notary news reading!  Brenda

Why this is important:

More than 20 processors provide services to Florida’s 400,000 notaries. The initiative would limit the number to no more than five.

Article:

Deadline for lucrative state contract for notary processors nears and vendors fear loss of business


By James Call on November 13, 2014

Surety companies, attorneys and accountants are confused by new bid requirements and say the Department of State isn't helping.  A Notary Processors Solicitation was issued in September. Apparently, the procedure for a solicitation is different than that outline in Florida Statutes for a competitive procurement process, Chapter 287.

The Department of State has not responded to questions about the Notary Processors Solicitation released Sept.5 but did respond to a public information request concerning correspondence about it.

A letter from Peter Antonacci, Gov. Rick Scott’s General Counsel, to Secretary of State Ken Detzner instructed the Department “to solicit price information from qualified notary processors and award a limited number of respondents” a contract to provide services to notary public applicants.

Notary processors serve as a one-stop shop for notaries’ legal requirements. Among other things, they check an applicant’s paperwork for a license, electronically file it with the state and provide surety bonds.

More than 20 processors provide services to Florida’s 400,000 notaries. The initiative would limit the number to no more than five. READ THE ARTICLE HERE.

Source:

http://www.saintpetersblog.com/archives/166610

Tuesday, December 30, 2014

22 Tips: December Strategies for Taming 2014's Tax Return

From the American Association of Notaries:

It's December--time for eggnog, feasting, being jolly, and fragrant boughs of pine draped on the mantle; so, why are we talking about taxes? Today's tips, if implemented in late December, may help ease your tax burden and you'll be organized at tax time, to boot!

This article's main topics:

  • Potentially Reducing a Large Tax Bill (But you must act in December!)
  • Organizing Your Notary Business Receipts
  • Tallying Your Notary Fee Income
  • Notary Business Income Records (Pay close attention!)

Do you know about NextDoor.com?

Readers, do you know about NextDoor.com?

Recently published on the AAN's Facebook page:

Finding non-traditional ways to promote your notary services will be the difference between success and super-success as a notary business owner.

If you become a participating member of your local NextDoor.comcommunity, you can list in your profile that you are notary public.

Other members can *recommend* your services to other members. This type of site could be very helpful if you want to get the word out to your neighbors that you provide notarial services.

NextDoor is primarily a site for social networking among neighbors for the purpose of sharing common interests, safety tips, lost & found pet help, crimes happening nearby, and, in many neighborhoods, for keeping in touch with your local law enforcement.

You might find that many of your neighbors have joined. If not, be a trailblazer and set up your own NextDoor group!

~~Alert for California Notaries~~

On January 1, 2015, California notaries will be required to add a box with special wording in it to notarial certificates. The boxed wording must appear at the top of the certificate.

The AAN has created a stamp to comply easier with the changes that came as a result of SB 1050 passing on 8/15/2014.

You will find this new stamp at the link below where you can also read about the specific laws affected by SB 1050.

http://www.notarypublicstamps.com/supplies/california-disclaimer-notary-stamp-complies-with-senate-bill-no-1050-effective-112015/


Example of the stamp's impression:






#notarynotebook #supernotarytips

How to Find Your Lost Windows or Office Product Keys

How to Find Your Lost Windows or Office Product Keys



If you’re planning on doing a reinstall of Windows but can’t find your product key, you’re in luck because it’s stored in the Windows Registry… it’s just not easy to find, and it’s impossible to read without some help. Luckily, we’re here to help.

Sunday, December 14, 2014

Legal-Ease: What is a ‘notary’?



Why is this important?

Public perceptions of notaries public and their duties can be enlightening!

Legal-Ease: What is a ‘notary’?


Last updated: November 22. 2014 11:01AM
By Lee R. Schroeder Contributing Columnist

A notary public (commonly called a “notary”) is someone licensed by the local clerk of courts to “notarize” documents.

A notary will sign the notary’s name following the signature of someone personally involved in the document. A notary will sign the notary’s name immediately following one or the other of two major paragraphs.  CONTINUE

Paperwork errors fuel special-election fight (Florida)


By MARGIE MENZEL
The News Service of Florida

Published: December 13, 2014

TALLAHASSEE — Paperwork errors have opened the door to a possible gain for school-choice proponents who are supporting a challenger to former state Rep. Reggie Fullwood, D-Jacksonville, in a special Democratic primary on Tuesday.

Back-to-back miscues by notaries public kept Fullwood, who represented Jacksonville’s House District 13 until last month, from easily winning a third term. His re-election had appeared so certain that he had drawn no opponents by the end of the candidate qualifying period in June.
READ THE ARTICLE HERE

Notary Errors that Cause Disciplinary Actions


Thousands of notary errors are made each day and most of them never hit the radars of notary public administrators. So, how do notaries get in trouble for errors and find themselves the subjects of disciplinary actions?

Let’s take a look at who finds and reports notarial errors and common ways that notarial errors come to light. At the end of this article, we will give you a simple solution to protect your notary commission and keep it out of harm’s way.
Notary Police Force

The notary police report a growing percentage of errors to notary authorities.
No, of course, there isn't really an existing notary police force, but we thought seeing “police” would get your full attention. What we mean by “notary police force” is that a number of notaries who happen to bump into the errors of other notaries often report them.  READ MORE!

Source:  November 2014 Emailed Newsletter from American Association of Notaries

Friday, December 12, 2014

The Notary Digest 2014 3rd Quarter Newsletter (American Association of Notaries)

The Notary Digest 2014 3rd Quarter Newsletter 
The Notary Digest-now delivered to your inbox!  Members now find The Notary Digest arriving by email.  The newsletter, as delivered in an electronic portable document format, allows members to save it to computers, smartphones, or tablets to read at their convenience. Converting to an electronic version reduces waste, saves space, and preserves natural resources.  Don't miss future issues of The Notary Digest; add info@usnotaries.com  to your contact list!

Autumn Challenge: Aspire to Notarial Perfection!
Mediocrity doesn't cut it in our notary world.   We must aspire to notarial perfection! As the old saying goes, "Almost only counts in horseshoes and hand grenades. " Almost perfect isn't good enough when a notary is involved. This issue of The Notary Digest is jam-packed with quality assurance tips and checklists.

Cheat Sheet: SCRIPTS FOR ORAL CEREMONIES 
Performing the correct oral ceremony of a notarial act is not an option.   It is as essential as signing the notarial certificate and affixing your seal. By whatever name you prefer, it is an essential element of the notarial act. You MUST perform this part of the notarial act, and you must perform the RIGHT one. Don't worry! We've got you covered.     
Checklist: PERFORMING A VALID NOTARIZATION 
A valid notarization is a perfect notarization; anything less than perfect is invalid.   We challenge you to compare your habits with this lengthy and detailed checklist -- Inspect the ID.  Does it seem like a genuine ID document? Has it expired? (That is a problem if your state does not allow expired ID documents. You must ask for another form of ID that is current. ) Does the person on the ID look like the person before you? Does the year of birth on the ID indicate the appropriate age for the person who is standing before you? TIP: If you are not able to ascertain the age of a person quickly by looking at his or her birth year, create a table with two columns that will provide a person's age based on the year he or she was born (e. g. if the date of birth is 1964 - the age is 50; if the date of birth is 1954 - the age is 60). See the Age at a Glance Calculator in a subsequent article entitled "ID Checklist."  See how you measure up. 
ID Checklist and Age at a Glance Calculator
Our checklist will guide you through the identification part of your duties.   You have a lot of information to gather when checking ID! Does it seem like a genuine ID document? Has it expired?   Does the year of birth on the ID indicate the appropriate age for the person who is standing before you? Our Age at a Glance Calculator will help you make sure you don't have a younger family member attempting to sign for a parent. 
Shortcut to Notary Infamy 
Be vigilant and check your work at least three times if you notarize election forms for a candidate running for public office. Lately, it seems that the quickest route to notary infamy and having your notarial errors made public is to improperly notarize a political candidate's forms that qualify him or her to run for public office.    

Better Strategies for Working with Aging Signers 
Questions that new notaries are taught to fire off when notarizing for aging signers can be condescending. Learn new strategies for working with signers who are advanced in years. We have included a checklist to help you glide through this type of notarization.

REAL Stories by REAL Notaries 
This story is from a Minnesota notary who has asked to be called "R." R. learned bad habits, but corrected them just in time.  Thank you, R.! Your story is a great one and we hope others will be encouraged to share similar stories.

  

SoCal Duo Stole an Entire House, Authorities Say

In June 2014, Adel and Fazah allegedly unlawfully acquired a vacant house in Rancho Cucamonga and forged the names of the owner and notary public on the grant deed. Next, they transferred the property into their own business called “Perking’s Trust.” According to Vega, shortly after recording the false grant deed with the County Recorder, the pair deceived the escrow and title companies and sold the house to an unsuspecting buyer for over $440,000.  READ MORE

Superior Notary Services Introduces Key Services to Redesigned Website

WYLIE, TX--(Marketwired - Nov 19, 2014) - Superior Notary Services, pioneers of concept, "Mobile Notary Services," announced today that they have added several key functions to their recently redesigned company website. Among the new features visitors will find on the revamped site is the scheduling platform called SnapDocs. A spokesperson for Superior Notary Services said that SnapDocs helps their schedulers quickly determine the availability of the most qualified notaries and gives them added control over their workflow. READ MORE

Form I-9 Training for Notaries in Alabama - Thursday, January 8, 2015 at 5:30 pm



Representatives from USCIS (United States Citizenship and Immigration Services) will conduct "Form I-9 Training for Notaries," on Thursday, January 8, 2015 at 5:30 pm, at the Homewood Public Library. Notaries and Notary Signing Agents are encouraged to attend. Training will be presented via videoconference. Attendees can join the group at the library or connect remotely.
READ MORE HERE


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