Friday, February 13, 2015

List of States in Which Notaries are Required to Take Courses and/or Exams

CA - COURSE & EXAM
CO - COURSE & EXAM
DC - ORIENTATION & EXAM
FL - COURSE
HI - EXAM
LA - ORIENTATION & EXAM
ME - EXAM
MO - COURSE
MT - COURSE
NE - EXAM
NV - COURSE
NY - EXAM
NC - COURSE & EXAM
OR - COURSE & EXAM
PA - COURSE
UT - EXAM

SOURCE: This list was complied by Kathleen @ the ASN for NPA Section of NASS.  If you see an error, I'll claim it as a copying error.  Please comment and I will correct it.

Sunday, February 8, 2015

My Response to Mortgage Professor's Inference that Notary Signing Agent was at Fault

See earlier blog post about this topic here.



Dr. Guttentag -

First, thank you for your wonderful website and insights. You are well-respected among notary signing agents for your generous sharing of expert knowledge.

My question is more of a request. Please consider my response below to a question/answer that appeared on HuffPo and your website (stated below). In part, you said, "What you should do is to contact the notary agent and request the $418 be returned immediately."

The chances are very, very slim that a notary signing agent is at fault here--notaries have no authority or impact on the loan funding, unless they don't show up for the job or make excessive notarial errors. They courier documents to borrowers, notarize signatures, pick up checks, and send them back to title companies when the next UPS or FedEx pick ups happen in their areas.

The $418 would have been made out to the lender (edited to say title company), never a notary. Upon collecting the signatures and completing the signing, the notary turns pay-off checks and documents over to the title company, lender, or, on occasion, an intermediary such as a signing service that the title company hired to find a notary for the signing appointment.

That is done immediately.

If that did not happen, the title company or lender should have contacted the borrower quickly to advise them of the misbehavior of the notary and criminal charges should have been filed against the notary and an official complaint made to the notary's secretary of state. The notary (who is netting about $50 for his or her services) would never have been able to walk off with the borrower's $418 unless the title company and lender were asleep at the wheel.

There is a 99.9% chance that the notary agent turned over the check and the title company or lender is at fault here. (It would be interesting to know if the check was cashed.)

My guess is that the title company or lender lost the check (if it was not cashed) or someone is dishonest or not handling their business at the title company or lender and they are doing a great job of covering it up.

Before I wrote this, I checked with a couple of folks in the title business and a property attorney. It's worth a consideration and hopefully will explain how little the notary had to do with the problem. The borrower should go directly to the title company and lender and be very aggressive on this one to find where the fault lies.

If the notary is at fault, the borrower should have been notified within 36 hours so he or she could protect his or her non-public, private information in the hands of a dishonest notary public. That would be my primary concern for this person.

Respectfully,

Brenda Stone

Mr. Gatewood: What does a notary public do?

Dear Tim:

That's a great first article on the AAN's website-- "What Does a Notary Public Do?"

Congratulations on your new role as a contributing writer for AAN. You'll be a great asset!

Your passion and respect for the  role of notaries public in our society bleeds through on everything that you write and say about them.

It brings to mind words of one of our greatest writers of all time--
"There is nothing to writing. All you do is sit down at a typewriter and bleed."
  - Ernest Hemingway
Other articles by Tim Gateway:

Tim's Personal Blog




Wednesday, February 4, 2015

AAN's Bag Stars on NBC Sitcom (from facebook.com/notaries)


"You're asking a notary public to lie. I signed an oath, Ben, and then a different notary notarized the oath, I signed." - Notary Terry (aka Gary), Parks and Recreation-

NBC's Parks and Recreation did an episode about the trials of notaries dealing with a quarreling couple and a bit of pressure from the boss. Read about it on the AAN's Facebook page!

Hey! That bag looks pretty nice on tv!   

Sunday, February 1, 2015

Notary Infamy - Notarizing own documents!

READ THE ENTIRE STORY HERE!

GOP Pennsylvania committeewoman fined for notarizing own petitions


QUOTE:

"According to the consent agreement and order from the Department of State, Kirk notarized 18 of her own nomination petition forms during the 2014 primary election. She didn’t stand to gain anything financially from the committee job — it doesn’t pay anything — but Pennsylvania law prohibits notaries from acting in transactions in which they have a direct interest."


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