Sunday, August 14, 2016

Nobody Cares About Guns Pointed at Grandma

If you want to see a roomful of eyes glaze over, just try throwing out the theory that Grandma is being held under gunpoint by someone in the next room.

See how fast that scares away remote notarization in Texas if it comes knocking in 2017.

It won't.

It isn't convincing evidence against implementing remote notarization in any state.

During the NASS conference, at least one Secretary of State said that Grandma is more likely to be coerced with a gun during a traditional notarization than for it to happen on video during a remote notarization.

Wow.  Yes...I would guess that's true, unfortunately.

The Gun-pointed-at-Grandma theory just doesn't hold water.  In fact, there's very little that's being said in opposition against remote notarization that does hold water.

"For 2000 years, that's how it has been worked then, it works now." 
Just 100 years ago, outhouses were a way of life in Texas.  They worked great.  Should we still be using outhouses? 
For years, women could not be notaries in the U.S.A.  It worked for several hundred years.  Why the heck did laws change to allow women to be notaries?

"Coercion of signers can happen!  It will make contracts invalid!" 
Refer to the Gun-pointed-at-Grandma theory.  Coercion  is more likely to happen without video.

"Fake IDs?" 
Nope, won't work.  Please refer to the Gun-pointed-at-Grandma theory; easier to perpetrate without video.

Texans, if the laws come to our legislature again, killing the bills is not the answer.  It makes more sense to make the bills work to our advantage.  [Note:  There are no remote notarization laws pending at this time.  I have heard rumors, that's all.]

How so? 

There are at least five things we could do to create a better situation for us, but I'm not going to post those remarks here now.

Mainly, because I don't want to be undermined before I can talk to my own lawmakers and see what they think.

If you feel upset with me for saying "Don't kill the bills, make them work in our favor!" remember what I've said below in five years.  See if  reality matches my predictions.

Killing all bills relating to e-notarization simply moves Virginia's remote notaries a step closer to the go-to notaries for general notarizations in Texas. 

This is especially true now that has brand new millions of dollars to further it's project across the U.S.  They 've been moving from one state to another and making big progress.  Like I have shared with one notary friend, 

"Adam of Notarize is making headway. He has definitely provided a level of comfort to the Secretaries of State offices across the U.S. and it is making a huge impact on remote notarization's success. It's like everyone looks at him and wishes he was part of their family." 
Other states are going to have remote notarization laws introduced this session. (Oh boy. More notaries providing remote notarization.  Less for Texans who can't use remote notarization.) 

I'm pretty sure that killing e-notary bills that are introduced in Texas will ensure that Texas doesn't use electronic notarization at all--something that is desired by the industry.  

I believe you'll see that lenders and title companies, and even the CFPB, want electronic notarization to gain traction, and they won't really care what Texas notary laws say.  A way will be worked around arcane laws to achieve this. 

If e-notarization and remote notarization bills are presented this year, there will be a stronger push from the other side.  Unfortunately, most notarizes will not read this...if the laws are proposed in Texas, they will be told to kill the bill.  

What is better for Texas notaries?  Being able to notarize remotely OR losing business to Virginia notaries every single day until the need for traditional notaries are gone?

Keeping remote notarization laws outside of Texas won't help us now.  

Remote notarization is happening right inside of our bluebonnet-loving state! 

Making remote notarization laws Texas-notary-friendly is a much better idea.  

As you read this article, there's a Virginia notary sitting at her desk ready to notarize anything a Texas citizen needs.  

To be clear, I don't like the idea of remote notarization.  But, I don't want to become extinct.
I'm not in the business minting out new notaries to do traditional notarizations and it won't hurt my business to see fewer notaries come to the table.

I'm not in the business of sending out notaries to appointments or selling supplies to them. Killing a bill might benefit those businesses temporarily.
I'm a notary.  
I plan to stay relevant to the needs of the industry. 
Change happens. 
I plan to thrive.

Maybe I'm a tiny bit tired of knowing I'm losing business to Virginia's online notaries, even the nice ones we our friend Kisha at Quick Find Index on Facebook!

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